HELP TO BUY

Time is running out to apply for the Government Help to Buy scheme.
First time buyers, don’t delay!

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To apply for Help to Buy, you must reserve your home with a registered homebuilder and submit your Property Information Form to your agent by 6pm on 31 October 2022.

With the Help to Buy scheme, first time buyers can borrow up to 20% of the cost of a new build home. The amount you can purchase a home for using the scheme will depend on where in England you are buying. To be eligible for an equity loan, you must legally complete and get the keys to your home by 31 March 2023.

Make your move with a 5% deposit

Help to Buy is a government-backed scheme which could help you get on or up the property
ladder with just a 5% deposit. It’s the perfect solution if you struggle to save.

Here’s how it works…

1

The Equity Loan Scheme results in more affordable home ownership.

2

With Equity Loan Scheme you only need a 5% deposit and it's open to first-time buyers.

3

With the Equity Loan Scheme the government provides you with a loan of up to 20% through the Homes
and Communities Agency (HCA). This is interest free for the first five years. When added to your 5% deposit
(giving you a deposit of 25% in total) it means you could access more attractive mortgage rates for cheaper monthly
repayments. You can repay the equity loan at any time without penalty.

4

Equity Loan Scheme can be used to purchase homes worth up to £437,600 but it can't be used to purchase a buy-to-let property.

Please note: the terms of the Help to Buy initiative vary between England, Wales and Scotland.
Even London has its own version. So please research the scheme in the area most relevant to where you live and/or wish to buy.

Get moving…

Start now by finding out how much you could borrow – simply register with us and use our mortgage calculator.

You’ll also be able to…

See new homes before anyone else
Save & compare homes you love
Hear about exclusive events & incentives

10 REASONS TO BUY NEW

Discover choice and value, high quality design, superb specifications, no DIY to worry about, lower running costs and the peace of mind that warranties and guarantees bring.

Find out more